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I am joined by Enid Hoff, Financial Coach. Enid was propelled and inspired by the “Dave Ramsey Method” to pay off $22,000 of (mostly student loan) debt in 13 months. Enid saved an $1,000 Emergency Fund, paid all $22,000 of her student loan debt, and is now onto step 3 which is paying saving 3-6 months of expenses.

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